Retirement Income Solutions' Q3 vs. Q4 13F Holdings: Insights into Their Investment Strategy

Retirement Income Solutions has recently released their Q3 2022 vs. Q4 2022 13F Holdings Comparison report, summarizing the changes in holdings of the company's funds. The report shows that the company has made notable changes to their portfolio, adding to some holdings while decreasing holdings in others. In this post, we will examine some of the most significant changes in holdings and give some insights on what this may indicate for the future of Retirement Income Solutions.

One of the most significant changes we can see in the report is the increase in holdings in iShares Core S&P 500 ETF (IVV) from 161,144 shares in Q3 2022 to 197,115 shares in Q4 2022. This marks a 29% increase in shares held and an increase in value from $58,716,000 to $75,733,000. This move indicates that Retirement Income Solutions is bullish on the S&P 500 index, which tracks the 500 largest publicly traded companies in the United States. It also shows that the company is confident in the equity market's potential and is willing to increase its exposure to it.

Similarly, the company increased its holdings in iShares Core S&P Mid-Cap ETF (IJH) from 115,931 shares in Q3 2022 to 119,257 shares in Q4 2022, representing a 12.6% increase in shares held. This suggests that they see potential in the mid-cap space and anticipate growth in this sector. The company also increased its holdings in the SPDR S&P 500 ETF (SPLG) and the SPDR S&P 400 MID CAP ETF (SPMD) by 22.5% and 11.9%, respectively.

On the other hand, the company decreased its holdings in iShares Russell 1000 Growth ETF (IWF) by 1.6% and Invesco QQQ ETF (QQQ) by 13.9%. This indicates that the company may be taking a more cautious or bearish approach towards growth stocks, which may have higher valuations compared to their peers. This move is consistent with the recent shift we have seen in the market towards value stocks, which have been performing well in the current economic environment.

Another interesting shift we can see in the report is the increase in holdings in ABBVIE INC COM (ABBV) and PFIZER INC COM (PFE), both by 100%. Retirement Income Solutions has added 6,376 shares of ABBV and 8,965 shares of PFE in Q4 2022, indicating their confidence in the pharmaceutical sector. It's no secret that the pharmaceutical sector had a challenging year in 2020 due to the pandemic, but with vaccines being developed and distributed worldwide, we may see increased demand for these companies.

Finally, we can see that Retirement Income Solutions is diversifying their portfolio by adding new holdings. The company has added holdings in companies such as Honeywell Intl Inc (HON), International Business Machines (IBM), and Johnson & Johnson (JNJ). This move suggests that the company is looking beyond the traditional tech and growth sectors and is exploring new sectors that may have potential for growth in the future.

In conclusion, Retirement Income Solutions' Q3 2022 vs. Q4 2022 13F Holdings Comparison report shows that the company is making some significant changes to its portfolio, increasing its exposure to the equity market and the mid-cap space, while decreasing holdings in growth stocks. The company is also increasing its exposure to the pharmaceutical industry, indicating their confidence in the sector. Finally, the company is diversifying its portfolio by adding new holdings beyond the traditional tech and growth sectors. This report provides interesting insights into the company's approach to investing and may indicate where Retirement Income Solutions sees potential for growth in the future.